TCWD's Healthy Smiles
Student Loan Repayment Program

Dental providers, pay your student loans while providing care to Tennessee’s rural and underserved areas.

The Healthy Smiles Student Loan Repayment Program provides educational loan repayment to qualified dentists, hygienists, and dental assistants in exchange for a service obligation to practice full-time at dental clinics located in medically underserved areas. 

• Dentists receive up to $300,000 for a 3-year service obligation
  
• Hygienists receive up to $50,000 for a 2-year service obligation
  
• Dental assistants receive up to $20,000 for a 2-year service obligation

Practitioner Eligibility Requirements: 

• Must be a United States citizen or permanent resident. 
  
• Must be licensed to practice in Tennessee (dentists/hygienists). 
  
• Must agree to use the Tennessee Dental Repayment Incentive Program funds only to repay qualifying educational loans. 
  
• Must have no obligation for health professional services and have not breached a health professional contract. 
  
• Must agree to pay damages for breach of service. 
  
• Must not have a judgment lien against his/her property for a debt to the United States, any federal debt written off as non-collectible, or any federal service or payment obligation waived. 
  
• Must be willing to commit to a service agreement contract for a minimum of three (3) years for dentists, and two (2) years for hygienists and assistants. 
  
• Must provide services in a rural or medically underserved area of Tennessee.
  
• Must work full-time.